FOR SUBCONTRACTORS
Get paid in days, not months.
Working capital on approved receivables. Certified payroll filed automatically. Year-end stops being a fire drill.
WORKING CAPITAL
Cash on receivables, not credit scores.
Stripe Capital extends working capital against your approved receivables. No credit-score gating. No personal guarantees. Days, not 60-day waits — and the GC pays a sharper price as a result.
CERTIFIED PAYROLL
WH-347 filed when the worker clocks out.
Multi-state, multi-classification, multi-tier — handled. Certified payroll posts at the moment payroll is run. NJ Wage Hub, NY 6-year retention, IRA apprentice ratios — auto-checked.
1099s
Year-end disappears.
Stripe Tax writes the 1099 line at the moment of disbursement, not at year-end. Multi-state withholding decisioned per jurisdiction, per worker class. Files itself.
ONBOARDING
KYC at the gate, once.
Real-ID + W-9 + COI as a single onboarding gate. Stripe Identity does the verification — we don't store the document. Once you're verified, you flow through the chain.
Get paid this week.
30-minute walkthrough. We'll show your last invoice as a T4 payable.